 |
Frequently Asked Questions / Cash Advance Loans
What exactly is a Payday Loan anyway?
A payday advance loan provides you with an unsecured, short-term cash advance until your next pay day. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties.
With Jefferson Cash Advance you can apply for easy payday advance online and have your loan electronically deposited to your checking or savings account.
How long does it take?
Customers typically receive an approval email within hours of applying. Since the money is deposited directly into your checking or savings account using ACH / EFT, you can usually have access to your cash loan money the very next day.
Direct deposit paychecks are NOT required at Jefferson Cash Advance.
What about Qualifying?
Qualifying for a payday advance is easier than qualifying for traditional loans. Jefferson Cash Advance does not perform credit checks.
- Currently have a job (or receive regular income)
- Make at least $800 per month
- Be at least 18 years of age or older and a U.S. citizen
- Have checking account or savings account
What if I have bad credit?
Bad credit, NSF's, charge-offs or a bankruptcy are not a problem! Jefferson Cash Advance does not obtain a credit bureau report to qualify you for a cash advance payday loan. So, overcome your crisis by availing our bad credit cash loans.
What about security and privacy?
We respect our customer's privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.
How soon do I have to pay back the loan?
Payday cash advance loans are generally paid back when you receive your next paycheck. |
| |
|
|
|
|
